Without a seawall, the annual premium is $[ (Round your response to the nearest dollar.) What would be the annual premium with a seawall for a flood insurance policy that offers full insurance? With a seawall, the annual premium is $ (Round your response to the nearest whole number.) For a policy that pays only 90% of the home value, what are your expected costs without a seawall? Without a seawall, the expected cost is $ (Round your response to the nearest whole number.) For a policy that only pays 90% of the home value, what are your expected costs with a seawall? With a seawall, the expected cost is $ (Round your response to the nearest whole number.) Do the different policies provide an incentive to be safer (i.e., to build the seawall)? A. Neither insurance policy is better or worse because the expected costs each year are the same under both scenarios. B. The partial insurance policy is better since the premiums under this scenario are lower. C. The full insurance policy is better since the expected cost each year is lower under this scenario. D. Neither insurance policy is better or worse, but only in the case of seawall building