write a response agreeing to this statement: "A settlement is an agreement or a contract between parties that terminates their civil dispute. Many civil cases end in a settlement." Peggy Kerly, Joanne Banker Hames, and Paul A. Sukys, Civil Litigation, loc. 11-1 (8th ed., 2020) A settlement allows for the lawsuit to be determined in a quicker period and may also be the best option in the clients' case considering all the circumstances