Yailee has just received an insurance settlement from her accident claim and the insurance company has offered her several alternatives for receiving her settlement. If the rate of interest is an effective annual rate of 10%, Yailee would receive the greatest benefit by selecting which of the following alternatives (circle the letter corresponding to the best option) : SHOW FORMULA and ALGEBRAIC PROCESS

(A) 10 annual cash payments of $55,000 starting two years from today.

(B) 10 annual cash payments of $36,500 with the first payment to be paid immediately.

(C) $100,000 immediately and 5 annual payments of $40,000 starting one year from

today.

(D) a one-time cash payment of $150,000 immediately.

(E) a one-time cash payment of $450,000 to be paid in 5 years.