Year/Block Score 1. Help Al and Linda Gonzales, who would like to retire while they are still relatively young in about 20 years. Both have promising careers, and both make good money. As a result, they are willing to put aside whatever is necessary to achieve a comfortable lifestyle in retirement. Their current level of household expenditures (excluding savings) is around P3,375,000 a year, and they expect to spend even more in retirement, they think they'll need about 125 percent of that amount. They estimate that their Social Security benefits will amount to about 3 percent a year, in addition, they think they will be able to earn about 12 percent on their investments prior to retirement and about 8 percent afterward. Find out how big their investment nest egg will have to be and how much they will have to save annually in order to accumulate the needed amount within the next 20 years