You are a financial advisor and you have a married couple (both partners are in their late 30's) as clients. They do not intend to have any children. Instead, these clients are trying to accumulate some funds to take a leave of absence from their work and fulfill their dream of an around-the-world vacation. Which of the following statements is not a good reason for considering a Tax-Free Savings Account to handle this saving objective?

A) A TFSA is suitable for short-term saving

B) A TFSA works best as a joint account so the partners can "double-up" on their contributions

C) A TFSA will allow any saving inside the account to grow tax-free

D) Funds inside a TFSA account can be removed at any time on a tax-free basis