You are a financial manager of a major U.S.-based financial institution of your choosing. Go to the company'sWeb site(e.g., JPMorgan Chase, Wells Fargo, U.S. Bancorp). Pull its 2most recentannual reports. In the annual report, you will see the balance sheet. You have been asked to provide a report to the company, in which you will include the following:

• Discuss major balance sheet numbers (e.g., Total Assets, Total Liabilities, Total Equity) and how these changed over the past 2 years.
• Discuss the potential credit risk, interest rate risk, and operational risk as they pertain to the selected financial institution. Use supporting numbers from the balance sheets.