You are an investor of Pepper Corp who recently released their annual report. From the income statement, you can see that the company has achieved a net income of EUR 0.61million. The book value of equity is EUR 6.17 million. The companys Debt-Equity Ratio is 0.37. The current interest rate for debt payments is 4.00%. Compute both the ROA (Return on Asset) and ROE (Return on Equity) and express them in Percentages.

a. 3.06%; 9.89%

b. 7.69%; 9.89%

c. 7.22%; 9.89%

d. 8.28%; 9.89%

e. 8.28%; 11.35%