You are comparing two annuities which offer monthly payments of $2,500 for five years and pay interest at an annual rate of 6.8%. Annuity A will pay you on the last day of each month while annuity B will pay you on the first day of each month. Which one of the following statements is correct concerning these two annuities? Select one O a Annuity A is an annuity due ob Annuity B has a smaller present value than annuity A These two annuities have equal present values as of today and equal future values at the end of year live Od Annuity A has a smaller future value than annuity B e These two annuities have equal present values but unequal futures values at the end of year five