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you are considering to get a credit card that charges APR of 9.03% interest compounded monthly. What is the effect annual rate (EAR) for this

you are considering to get a credit card that charges APR of 9.03% interest compounded monthly. What is the effect annual rate (EAR) for this credit card?

Please round your answer to the fourth decimal (e.g. 0.0000). If your answer is 1.11%, please input 0.01111.

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