You are explaining IRA's to a client.Which statements below are correct?

Check all that apply.

Contributions to a Roth are tax-deductible if the client's AGI is below certain limits.

Long-term capital gains earned within a Traditional IRA account are taxed at ordinary rates when withdrawn.

If a tax-free municipal bond were placed in an IRA, the interest earned would be taxed at ordinary rates when withdrawn.

It is a very bad idea to hold tax-free municipal bonds inside of an IRA.

Growth in Roth IRA's is tax free if withdrawn after age 59 1/2 and the account has been open for at least 5 years.

Growth in Traditional IRA's is tax-deferred.