You are in first year at university and are planning a trip to spain when you graduate at the end of three years. You plan to save the following amounts annually, starting today: $990, $750 and $870. If the account pays 7.65% annually, how much will you have at the end of three years?

a.2,824.36

b.3,040.72

c.None of the options

d.3,070.48

e.2,790.97