You are looking to make a possible investment in the John Gotti "family" business of horse head removal. The Gotti "family" is asking for a $120,000 initial investment in the idea. They are willing to pay you $22,500 for the next five years. In that 5th year the Gotti "family" is going to pay you an additional $20,000 to buy back your stake in the business. The opportunity cost of capital is 3.5%. Is this a worthy venture? Yes No Depends on the IRR