You are saving for a car that you plan to purchase in five years. You plan to put $3,800 in savings (which earns 11%, compounded annually) at the end of each year until then. How much will you have saved for the car at the end of the five years? (Future Value of $1, Present Value of $1, Future Value Annuity of $1, Present Value Annuity of $1.) (Use appropriate factor from the PV tables. Round your final answer to the nearest dollar amount.)

a. $22,266

b. $19,000

c. $23,666

d. $28,106