You are starting to plan for retirement, and want to be able to travel without worrying about working. Your plan is to retire 25 years from today, and you hope to have exactly $1 million dollars in your account at retirement. To fund the account, you want to start making monthly payments into the account, starting today with your last payment one month before your retirement day. You expect your retirement account to earn a return of 9% APR (stated rate), compounded monthly, on all funds in the retirement account.