You are the manager of a small bank in the western United States. Your bank loaned $75,000 to a young farmer to help him purchase a tractor, planter, and harvester for his modest-sized organic vegetable farm. Your bank has a security interest in all of this equipment. Unfortunately, the farmer has fallen behind on payments and is just barely staying out of bankruptcy court. It is time for him to plant new crops and he has begged you to let him keep the equipment to do that. You have the right to seize the collateral, but if you do, he will have no way of generating income and will go bankrupt, losing his farm and other assets. What will you do? Explain your reasoning.