You are thinking about inveeting $4,93t in your frends landscaping butiness. Even though you know the investment is taky and you cant be sare you expect yeur inveatment to be wart $5,680 next year. You notice that the rate for one-year Treasury bils is 1%. However, you foel that other investmonts of equal iek to your hiends landscapo businoss effer an eupected redure of the for the year. What should you do? The present value of the rotum is? (Round to the nearest cent) You have an outstanding student ioan with required peyments of 5550 per month for the next four years. The interest rate on the loan is 8% APR (compounded monthly). Now that you fealize your best imestment is bo propay your sudent loan, you decide to prepay as much as you can each month. Looking at your budpet, you can afford to pay an extra $150 a month in atdition so your The muriber of monthe to pay of the ioan is (Round to two docmal places.) You have decided to refinance your mortgage. You plan to borrow whatever is outstanding on your current mortgage. The current monthy paymont is $3,120 and you have made every parment on time. The otipinal term of the mortgage was 30 years, and the mortgage is exacty four years and eight months old. You have just made your moethly payment. The mertgage inferest rate is 5.250% (APR): How much do you owe on the morlgage todiyy? (Note: Be carefid not to round any intemediate steps loss than aix decimal places) The amount you owe today is: (Round to the nearest dollar.)