You are thinking of investing in Ella Enterprises. You have only the following information on the firm at year$-$end $2019$: net income $=$ $$690,000,$ total debt $=$$$13\mathrm{.}9$ million, debt ratio $=44\%.$ What is Ella's ROE for $2019?$

$4\mathrm{.}96\%$

$11\mathrm{.}27\%$

$2\mathrm{.}18\%$

$3\mathrm{.}90\%$