You believe that an individual's average bill amount, average payment amount, and age are all significant predictors of the probability that a client defaults on their upcoming bill. You use data on approximately 25,000 Taiwanese clients to estimate the following model. Pr(default = 1) = 1.30 +1.88E-06(Avg. Bill)- 0.00015 (Avg. Payment) + 0.0005(age) Use this model to predict the probability that a 35-year-old with an average bill of $10,000 and an average payment of $8,000 defaults on their upcoming bill. Note, average bill and average payment are measured in dollars in the data and age is in years. Do NOT round the coefficient estimates and assume each variable was statistically significant. Question 23 options: 4.23% 7.23% 12.23% 13.63% 14.23% 18.41%