You can afford a monthly mortgage payment of no more than $795. The home you have your eyes on is priced at $176,000. Assuming your lender will lend 80% LTV and you can afford the downpayment, and interest rates are 4.35% over 360 months, does it appear this house meets your standards for affordability? A. No, the payment is above $795

B. Yes, the payment is affordable

C. Home Lenders never offer 360 month loans

D. The payment is $534.56