You currently hold some bonds in your retirement account. At the same time, you also want to borrow a 15-year loan to finance your investment condo. If you predict the market interest rate will rise soon and you have high confidence about your prediction, then you should ___ before the market interest rate moves in your predicted direction. Group of answer choices borrow an adjustable rate mortgage (ARM) loan and exchange the shorter-term bonds in your retirement account to longer-term bonds borrow an adjustable rate mortgage (ARM) loan and exchange the longer-term bonds in your retirement account to shorter-term bonds borrow a fixed rate mortgage (FRM) loan and exchange the shorter-term bonds in your retirement account to longer-term bonds borrow a fixed rate mortgage (FRM) loan and exchange the longer-term bonds in your retirement account to shorter-term bonds