You decide to save hard and retire young. You are currently 25 years old. You make some big changes. Instead of owning two cars, you make do with one and save the registration fees of $900 each year. You give up going to the movies as often and save another $1,200 per year. You give up the idea of owning the world's-best very large dog and save $4,000 per year in food and veterinary expenses. You pack your own lunches and save $2,400 per year. Finally, you shop for groceries online using a meal-plan and a list to avoid temptations and save $3,000 per year. Each year you place the money saved in a bond market fund, earning 6 per cent p.a. How much will be in your account when you are 55 years old?