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You do not have 1st party coverage on your vehicle. You are involved in an accident and the damage is $4,000 more than your

You do not have 1st party coverage on your vehicle. You are involved in an accident and the damage is $4,000 more than your deductible. a) You are at fault - how much do you collect from insurance? b) you are not at fault - how much do you collect from insurance?

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