You get a new credit card from your bank. The document that comes with the card informs you that the interest rate on that card is 18.9% APR. What is the effective annual rate you'll actually be paying? The credit card company uses monthly compounding of interest. Enter your answer as a percentage, rounded to 2 decimais, and without the percentage sign ("8), For example, if your answer is 0.23456 , then enter 23.46 Question 6 5pts It is now the beginning of the year. Assume that, starting at the end of the year, you will make deposits of $478 each year into a savings account. You will make a total of 7 annual deposits. If the savings account interest rate is 11%, how much money will you have at the end of year 7? (In other words, what is the future value of this annuity?? Enter your answer in terms of doltars and cents, rounded to 2 decimals, and without the dollar sign. That means, for example, that if your answer is $127.5678, you must enter 127.57 Question 7 5pts Assume that you wish to make annual deposits into a savings account. The interest rate offered by the bank is 7%, and you plan to save for the next 13 years. If your goal is for the present value of your savings to be equal to $3,001, how much money must you deposit every year? Enter your answer in terms of dollars and cents, rounded to 2 decimals, and without the dollar sign. That means, for example, that if your answer is $127.5678, you must enter 127.57