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You have $4,800 of credit card debt you've amassed during your time as a student. Some of it legitimate, some fun, but either way -

You have $4,800 of credit card debt you've amassed during your time as a student. Some of it legitimate, some fun, but either way - here you are.

The APR is 18%; charging 1.5% interest per month. The credit card has an annual fee of $99 that will accrue in January of the year following your graduation.

How long until this credit card was paid off if you dedicated $200 a month towards this goal?

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