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You have been asked to give a talk to the staff at the local secondary school about financial planning. The Principal has specifically asked to

You have been asked to give a talk to the staff at the local secondary school about financial planning. The Principal has specifically asked to address the following issues:

1. What is financial planning?

2. How do you know if an advisor is qualified to give advice?

3. The concept of risk and return.

4. What is salary sacrifice and how does it work?

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