You have decided to refinance your mortgage. You plan to borrow whatever is outstanding on your current mortgage. The current monthly payment is $ 1 850 and you have made every payment on time. The original term of the mortgage was 30years, and the mortgage is exactly four years and eight months old. You have just made your monthly payment. The mortgage interest rate is 6.500 %(APR). How much do you owe on the mortgagetoday?(Note: Be careful not to round any intermediate steps to fewer than six decimalplaces.)

The amount you owe today is $

. (Round to the nearestdollar.)