You have decided to start your own firm. Being prudent, you want to have enough money saved to use for living expenses for two years before you quit. You can currently put away $10,000 a year. You know that you will have living expenses of $20,000 a year for each of the two years (paid at the end of the year, simplifying assumption). You would like to quit in three years. If you put $10,000 into an account bearing 5% interest each of the next two years, how much must you put into the account at the end of Year 3 so that you can quit?