You have several options for a new car

1. You can purchase a new car at 0.9% financing for 36 months at $26,500

2. You can purchase the same car at 5.9% financing for 36 at $24,000

3. You can purchase the car at 5.9% financing for 36 at $24,000 with a $4000 balloon

4. You can lease a slightly more loaded version of the car for 299 a month (after a 2775 initial payment) Its a three year lease allowing you to return the car clean if < 40000 miles After three years, you could resell the vehicle for approximately $15,000.

Which option is the best financial option?