You have the choice of receiving $$60,000$ now or $$23,000$ now and another $$42,000$ three years from now. In terms of today's dollar, which choice is better and by how much? Money is worth $5\mathrm{.}3\%$ compounded annually.

Which choice is better?

A$.$ The choice of $$23,000$ now and $$42,000$ in three years is better.

B$.$ They are equal in value.

The choice of $$60,000$ now is better:

The better choice is greater than the alternative choice by $ $$ in terms of today's dollar.

$($Round the final answer to the nearest cent as needed. Round all intermediate values to six decimal places as needed.$)$