You have won a lottery that offers you the choice between (a) $5million today (b) $10 million in 10 years, (c) $1 million in each of years 1 to 3, $3 million in year 6, and $ 6.5 million in year 8. If you expect to be able to earn 7 percent a year on your investments, and there are no tax implications, what is the best option to choose? Explain after doing all relevant calculations