You just bought a new car today. What is the present value of your cash flows if the discount rate is 8.2 percent, you will receive a rebate of $2,000 from the dealer in 1 year, and you will pay $35,000 to the dealer in 4 years? Note: the correct answer is less than zero. 0-$27,384.79 (plus or minus $10) -$23,687.93 (plus or minus $10) -$30,499.08 (plus or minus $10) -$23,536.36 (plus or minus $10) None of the above is within $10 of the correct answer