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You just started a new job at Avtech and you have four options for health insurance: an HMO ($65/week), a PPO ($90/week), a POS ($109/week),

You just started a new job at Avtech and you have four options for health insurance: an HMO ($65/week), a PPO ($90/week), a POS ($109/week), and an indemnity ($150/week). You are married with two children and will not have any more children; everyone is healthy save for your older one, who has asthma. Which option should you choose and why?

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