You must pay a creditor $3000 one year from now, $4000 two years from now, $2000 three years from now, and a final $1000 four years from now. The agreed interest rate is 3% compounded annually for all maturities. a. What is the value of the loan today? b. What is the value of the loan in four years? b. You would like to restructure the loan into three equal annual payments due at the end of each year. What should be your annual payment