"You need $73323 in 11 years. If you can earn 0.25 percent per month, how much will you have to deposit today (in $)?"

The correct answer is $52735.36. But I keep getting $52970.10.

My calculations are:

PMT=0

FV= $73323

I/Y= 0.25 x 12= 3

N= 11

I am hoping you can explain to me where my error is.