You own a share of stock that is expected to provide returns of -2.8% in 1 year, X% in 2 years, 13.4% in 3 years, and 13.3% in 4 years. What is the return in year 2 if the geometric average rate of return over the 4-year period is 5.0? (Express answer as a decimal. Round to the nearest ten-thousandth)