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You plan to buy a $400,000 home with a 25% down payment. The bank you want to finance the loan with suggests two options: a

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"You plan to buy a $400,000 home with a 25% down payment. The bank you want to finance the loan with suggests two options: a 20-year mortgage at 5% APR and a 25-year mortgage at 6% APR. What is the difference in monthly payments (for the first 20 years between these two options? Use semiannual compounding

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