You purchased a 15-year term life insurance and paid the first premium of $8000 at the beginning of the plan. Suppose you pay the annual premium of $8000 at the end of each year afterwards and die at the end of Year 15 (just before you make the annual premium payment). Assuming interest is compounded monthly and is paid at the end of each month, what is the monthly rate of return if the death benefit paid is $2,200,000?

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