You turned 20 today and you want to retire on your 65th birthday. Starting with the day of your retirement, you would like to have a growing annuity ($60,000 payment on the day of your retirement and growing by 4% each year thereafter for a total of 25 years of payments). You will start saving with equal annual deposits of $2,439.80 into an investment account beginning in one year from today and ending after 30 total deposits. Assume a discount rate of 9%. As of the date of your 60th birthday, your plan is overfunding by how much? Round to the nearest thousands of dollars and use the $ symbol. No decimal places. Hint....the correct answer is a 6 digit number ending in 000.