You want $100,000 after eight years in order to start a business. Currently you have $26,000 which may be invested to earn 7% annually. How much additional money must you set aside each year if these funds also earn 7% in order to meet your goal of $100,000 at the end of eight years? By how much would your answer differ if you invested the additional funds at the beginning of each year instead of at the end of each year? Here's what I have figured out: FV$1 (7%,n=8) 1.718 FVAnnuity$1 (7%,n=8) 10.260 $26,000 x 1.718 = $44,668 $100,000 - $44,668 = $55,332 END OF THE YEAR: 55,332 / 10.260 = $5,393 BEGINNING OF THE YEAR????? book answer says it is $5041 but none of my calculations come up with that