You want to buy your sisters pickup truck that costs $4,800 all-in. Suppose she is offering to finance it for you if you pay her each month with no money down, and 20% APR for 2 years. What would be the monthly payment? What is the total amount paid over the life of the loan? What is she getting in interest? She also offered to hold the car for you for a year. How much would you have to save each month to be able to pay her in full?