You want to evaluate two different investment opportunities: Delta offers an annual interest rate of 9%, but is compounded monthly. You need to make equal end-of-month $3,100 payments for 10 -years. Sigma offers an annual interest rate of 11%, compounded annually. You make a lumpsum investment now, and hold it for 10 years. How much money would you need to invest with Sigma, today, for it to be worth the same amount as Delta10 years from now? (Do not round intermediate calculations and round your answer to 2 decimal places. e.g., 32.16.)