You won a lottery that will make equal payments of $3,000 at the end of each year for the next four years. If the annual interest rate stays constant at 5%, what is the value of these payments in today's dollars? Round your answer to the nearest whole dollar. 0 $9,042 $10,638 O $11,170 $13,298 You found out that now you are going to receive payments of $7,000 for the next 17 years. You will receive these payments at the beginning of each year. The annual interest rate will remain constant at 10%. What is the present value of these payments? Round your answer to the nearest whole dollar. O $49,413 $56,151 O $61,766 O $83,384