Your aunt has agreed to give you a gift. She is going to give you a choice in how you may collect your gift. You may take $10,000 payable at the end of each year for 10 years (for a gift sum total of 100,000). Alternatively you may select an option which provides you with your gift right now in cash. If you accept a 6% as an appropriate rate of return as an appropriate rate of return how much will you receive today if you take the cash rather than the annual payments