Your client suffered a theft loss of a collectible firearm insured for $5,000 on an HO 04 61 Scheduled Personal Property Endorsement. The firearm has appreciated and can be replaced for $7,000. The maximum loss settlement will be which one of the following? a. $8,000-the advertised price at an antique mall b. $7,000-the lowest cost at which the insurance company can replace it c. $4,500- the original cost, less $500 depreciation d. $5,000-the limit shown on the schedule