Your clients, Tim and Judy, believe they should save enough to buy their toys outright rather than borrow money to purchase them early. They asked you to help them figure you how much they need to save at the end of each month so they can have $30,000 to spend on a new pontoon boat in three years. They have some savings already and they figure they can earmark $7,000 of that money specifically for the boat. They plan to add the savings each month to the money market account they are currently holding the existing savings in. They expect to earn 1.25% on that account. How much do they need to save at the end of each month in order to reach their goal? Question 16 options: $638.89 $422.30 $620.03 $619.38 $417.09