Your credit card company charges you $1\mathrm{.}44$ percent per month. What is the EAR on your credit card?

Multiple Choice

$16\mathrm{.}42\%$

$17\mathrm{.}28\%$

$18\mathrm{.}72\%$

$18\mathrm{.}00\%$

$19\mathrm{.}65\%$