Your goal is to be able to withdraw $10,800 for each of the next seven years beginning one year from today and also to withdraw $58,000 ten years from today. The return on the investment is expected to be 6%. The amount that needs to be invested today is closest to: (FV of $1, PV of $1, FVA of $1, and PVA of $1) (Use appropriate factor(s) from the tables provided.)

$92,677.

$74,916.

$128,815.

$60,290.