YouTube AZ AZLyrics - t/d/1}GRBV_tdNIYDghCAMJIDPI7WQ1udwB36ecxnBzh4E/edit Discov... Instagram www.amazon.com | Electronics, Cars,... Co Credit Scores ols Add-ons Help Last edit was 3 minutes ago Calibri + BIU A GB 6 5 e 12 4.5 As a reminder, this pie chart describes how your credit score is calculated using 5 different components of your credit history, 101 You You've been assigned to be the credit counselor for Sam, Jessica, and 35% Danielle, whose profiles follow. For each person, follow the directions to 309 understand the impact of certain financial decisions on their credit scores. SAM SPENDTHRIFT is a college junior. He couldn't wait until he turned 21,50 How much you he could apply for a few credit cards. Here are some details about his profile 1. For each of Sam's actions, mark whether you think that factor improves (o) or decreases (-) his credit score. # Detail or -- 1 1 2 3 4 5 He currently has 3 credit cards He got his first credit card 8 months ago cont) He doesn't have any student loans He has applied for 5 credit cards in the last year (and had applications accepted He opened his last credit card & months ago All of his 3 credit cards currently have a balance, as he has had trouble paying off his card each month He has 54,000 currently outstanding on all his credit cards He missed a payment in the last three months when he forgot to notify the card company that he had recently moved out of his apartment. He was 30 days behind on making a payment He has no cards currently past due His credit card balances of $4,000 are about 65% of his overall limits He has never gone through a bankruptcy or other proceeding 6 7 9 10 MacBook Air YouTube AZ AZLyrics - t/d/1}GRBV_tdNIYDghCAMJIDPI7WQ1udwB36ecxnBzh4E/edit Discov... Instagram www.amazon.com | Electronics, Cars,... Co Credit Scores ols Add-ons Help Last edit was 3 minutes ago Calibri + BIU A GB 6 5 e 12 4.5 As a reminder, this pie chart describes how your credit score is calculated using 5 different components of your credit history, 101 You You've been assigned to be the credit counselor for Sam, Jessica, and 35% Danielle, whose profiles follow. For each person, follow the directions to 309 understand the impact of certain financial decisions on their credit scores. SAM SPENDTHRIFT is a college junior. He couldn't wait until he turned 21,50 How much you he could apply for a few credit cards. Here are some details about his profile 1. For each of Sam's actions, mark whether you think that factor improves (o) or decreases (-) his credit score. # Detail or -- 1 1 2 3 4 5 He currently has 3 credit cards He got his first credit card 8 months ago cont) He doesn't have any student loans He has applied for 5 credit cards in the last year (and had applications accepted He opened his last credit card & months ago All of his 3 credit cards currently have a balance, as he has had trouble paying off his card each month He has 54,000 currently outstanding on all his credit cards He missed a payment in the last three months when he forgot to notify the card company that he had recently moved out of his apartment. He was 30 days behind on making a payment He has no cards currently past due His credit card balances of $4,000 are about 65% of his overall limits He has never gone through a bankruptcy or other proceeding 6 7 9 10 MacBook Air