You've graduated from college and landed a good job. You want to replace your car, but don't want to take out a car loan. Instead, you decide to invest $300 per month in the stock market and hope to earn 9%. If the market performs as you're hoping, how many years will it take to accumulate $40,000? Ignore taxes. Monthly Payment ($) 300 Growth Rate (%) Future Value ($) 40,000 Number of Years = 9