Yvonne will be graduating in December with a degree in elementary education. Thanks to her hard work, she already has a third-grade teaching job lined up after she graduates. It will be the first time in her life that she will make more than minimum wage. Because she wasnt able to make enough money while in college, she took out student loans to help pay for her education. She has $15,000 in student loan debt and $3,000 in credit card debt. Yvonne must start paying back the student loans once she is out of school, and she is already making payments to her credit card debt.

1. What is the first thing Yvonne should pay back after she graduates? Why?

2. Should Yvonne save up money for an emergency fund first or start paying off her debts first? Why?

3. Now that she will make more than minimum wage, create a game plan for Yvonnes money.